Findings from an NIRD study - on ST women and SHGS
Please see below a summary of a recent study done by the National Institute for Rural Development (NIRD). It brings to light some of the 'exclusion' issues that many of us have been grappling with in working with the poorest and most marginalised women in SHGs.
Summary of a Quick Study on 'Assistance to ST Households under SGSY' (NIRD'08)
The SHG movement in Andhra Pradesh is well acknowledged to have built social and human capital among the rural poor. However, the movement has not made such perceptible impact among the vulnerable sections such as Scheduled Tribes (ST) in the state. As this quick study, carried out in two predominantly tribal districts, namely, Adilabad and Khammam, reveals – for want of social mobilisation and capacity building the ST SHG members could benefit neither from the interest subsidy under the state-sponsored Pavalavaddi scheme, nor from the project subsidy and institutional credit under the national self-employment programme SGSY. For want of functional literacy, entrepreneurial guidance and investment credit, all of them are not able to move out of subsistence and continue to live below poverty line.